Overcome Stock Market & Tax Threats Workshop
August 31, 2010
Maryland Firm Hosts Free Workshop to Teach Retirees How to Overcome Stock Market and Tax Threats to Their Nest Eggs
FREDERICK, MARYLAND - Regardless of how anyone slices and dices it, the two most critical threats retirees face are stock market downturns and rising taxes, says Samuel N. Asare, a senior financial strategist with Laser Financial Group. Asare will speak at a free educational workshop at the C. Burr Artz Public Library in Frederick on Saturday, September 18 at 11:30 a.m. Participants may register for this no-obligation event by calling (301) 949-4449 or visiting www.LaserFG.org.
While it is true that most Americans are very nervous about their retirement strategies -and rightly so - these perplexed investors are completely unaware that proven, secure, and quite frankly, sensible alternatives exist. “The fact is, some investors did not lose even a cent of their nest eggs during the recession and its associated market crash. And better still, they are positioned to earn decent stock index-based gains when the market improves,” explains Asare.
Now more than ever, retirement investors must pursue smart, actionable, legally sound strategies to help them protect and preserve more of their assets from rising income taxes and stock market dips. “We encourage residents to reserve their seats and join us for this educational session to discover little-known yet proven, time-tested strategies that could offer them peace of mind and confidence in planning for their retirements,” Asare adds.
All workshop attendees will receive complimentary copies of 5 Mistakes Your Financial Advisor Is Making, one of the books in the “Common-Sense Wealth Building Series,” authored by Asare.
About Samuel N. Asare:
A senior financial strategist with Laser Financial Group, Asare specializes in retirement-income planning. He holds an MBA and is a Chartered Retirement Planning Counselor (CRPC), a Charted Mutual Fund Counselor (CMFC), a Certified Treasury Professional (CTP), and a Certified Business Manager (CBM).
Bob Ehrlich to Discuss 43 New Taxes He Will Stop Next Year as Governor
August 31, 2010
Bob Ehrlich to Discuss 43 New Taxes He Will Stop Next Year as Governor
When Governor Martin O’Malley enacted the largest tax increase in Maryland history in 2007, the legislature also considered extending the sales tax to 43 new services, including motor vehicle repair, cable TV, tax preparation, barber and beauty services, gym memberships, and many others. Jim Jennings Auto Transmission, which will host Bob Ehrlich tomorrow, is one of thousands of small businesses that would be subject to the new tax if enacted. As Governor, Bob Ehrlich will oppose tax increases on new services that hurt families and job creation. He will repeal Governor O’Malley’s 20% increase in the sales tax. Governor O’Malley refuses to rule out raising taxes next year even though he passed $6.3 billion in tax increases in his first term. Owners, employees, and customers of Jim Jennings Transmission will be present.
$500 Reward for Missing Campaign Signs
August 27, 2010
August 27, 2010
On August 26, 2010 Kirby Delauter reported to the Thurmont Police Department that he has had nineteen (19) campaign signs stolen. The signs were stolen from their posted locations, primarily in the northern end of Frederick County. Mr. Delauter is offering a $500 reward for anyone providing information as to the identity of the person(s) responsible for stealing his campaign signs. Information should be forwarded to Officer Testa of the Thurmont Police Department, 301.271.0905
FCC Fall Semester Arts Events to Include Concert by The Capitol Steps
August 27, 2010
FCC Fall Semester Arts Events to Include Concert by The Capitol Steps
Frederick, MD-The nationally known Capitol Steps will perform a weekday concert at Frederick Community College in October as part of the college’s Co-Curricular Day and fall arts schedule. The Capitol Steps began as a group of Senate staffers satirizing their employers in song. Over the years, members of the group have worked in a total of 18 Congressional offices and represent 62 years of collective House and Senate staff experience. The group has recorded more than 30 albums. The free concert is scheduled for Thursday, October 21 at 11 a.m. in the Jack B. Kussmaul Theater at FCC.
More details about The Capitol Steps are included below as well as information about other arts events and performances scheduled at FCC throughout the 2010 fall semester - exhibits, presentations, concerts, and performances from local talents, community groups, faculty artists, and students. Some events require tickets; others are free, as the following overview specifies.
All musical and theater performances will be presented in the college’s Jack B. Kussmaul Theater. The theater is in the FCC Arts and Student Center (F Building). Concerts offered by the FCC Music Program Artists Series featuring various faculty, student, and guest artists are free. Check each event for ticket and admission requirements.
Theater Box Office hours are 6-8 p.m., Monday through Thursday, three weeks prior to most events presented by the JBK Theater. Checks and cash are accepted. The Box Office opens two hours prior to each performance. Not all organizations that present events in the JBK Theater use the box office as a ticket outlet. Phone numbers for ticket information are listed with each event.
Visual art exhibits will be displayed in The Mary Condon Hodgson Art Gallery in F Building and will change monthly throughout 2010. Gallery hours are Monday-Thursday 9:30 a.m.-9 p.m., Friday 9:30 a.m.-5 p.m., and Saturday 9:30 a.m.-3:30 p.m. All exhibits and opening receptions are free and open to the public.
The list of events that follows is in chronological order.
September 11, Saturday, 5-7 p.m. - Opening reception for “itsy-bitsy” by Diane Hurwitz-Specht
The exhibit of oil and watercolor paintings will be displayed September 11-October 6 in the Mary Condon Hodgson Gallery. For information, call 301.846.2513.
October 1 and 2 (Fri. and Sat.), Oct. 8 and 9 (Fri. and Sat.) at 8 p.m. and Oct. 10 (Sun.) at 2 p.m.
The Fredericktowne Players present The Kitchen Witches
The Fredericktowne Players will present the play The Kitchen Witches by Caroline Smith, on Fridays and Saturdays, October 1, 2, 8 and 9, at 8 p.m. and on Sunday, October 10, at 2 p.m. Isobel Lomax and Dolly Biddle are two “mature” cable-access cooking show hostesses who have hated each other for 30 years, ever since Stephen Biddle dated one and married the other. When circumstances put them together on a TV show called “The Kitchen Witches,” the insults are flung harder than the food! Dolly’s long-suffering TV-producer son Stephen tries to keep them on track, but as long as Dolly’s dressing room is one inch closer to the set than Isobel’s, it’s a losing battle, and the show becomes a rating smash as Dolly and Isobel top both Martha Stewart and Jerry Springer! Purchase tickets for the play from the FTP ticket hotline at www.fredericktowneplayers.org/tickets or 240.315.3855. General admission seats are $20 for adults, $16 for students and senior citizens, and $8 for children under 12. For additional information, call 410.674.3820.
October 9, Saturday, 5-7 p.m. - Opening reception for “Concrete, Metal and Glass” by Rebecca Daniels
The photography exhibit will be displayed October 9-November 3 in the Mary Condon Hodgson Gallery. For information, call 301.846.2513.
October 15, Fri., 7 p.m. - “LIVE!!” A Rock Concert to Benefit the Believer’s Club
FCC students and several regional bands and solo musicians will perform an evening of music to raise funds for the Believer’s Club to help children with special needs. Tickets ($5) will go on sale Monday, September 13, and may be purchased at the FCC Office of Student Engagement, H Building, room H101. Tickets will also be available at the Theater Box Office the evening of the performance. For more information, call 301.624.2745.
October 16, Saturday, 8 p.m. - “Broadway Showstoppers,” The Spires Brass Band
Don’t miss this concert of Broadway musicals hits featuring vocalist Holly Bingham of the U.S. Army Band.
Tickets may be purchased only at the Theater Box Office the evening of the performance, $12 for adults, $10 for students and senior citizens. For information: contact jgslezak2@msn.com or 301.662.8320.
October 17, Sunday, 2:30 p.m. - Catoctones Chorus Annual Show
The community is invited to an afternoon of barbershop music presented by Frederick’s only men’s chorus singing this uniquely American art form. Advance ticket purchases will be $12 for adults and $10 for students and senior citizens. For advance tickets or information, contact spiller612@msn.com or call 301.662.2752 or 301.788.5459. Tickets purchased at the Theater Box Office the evening of the performance will be $15 for adults and $12 for students and seniors.
October 21, Thursday, 11 a.m. - The Capitol Steps Concert
The Capitol Steps began as a group of Senate staffers who set out to satirize the very people and places that employed them. In the years that followed, many of the Steps ignored the conventional wisdom (”Don’t quit your day job!”), and although not all of the current members of the Steps are former Capitol Hill staffers, together the performers have worked in a total of 18 Congressional offices and represent 62 years of collective House and Senate staff experience. The Capitol Steps have recorded more than 30 albums, including their latest, Liberal Shop of Horrors and Barackin’ Around the Christmas Tree . The group has been featured on NBC, CBS, ABC, and PBS and can be heard four times each year on National Public Radio stations nationwide during their Politics Takes a Holiday radio specials. Free admission; for more information, call 301.846.2489.
October 23, Saturday, 8 p.m. - “Autumn Splendor” by The Frederick Symphony Orchestra
Conducted by Dr. Elisa Koehler, the FSO will perform the world premier of Usonia (2009) by local composer, Jonathan Cohen; Violin Concerto, Op. 14, by Samuel Barber with Lisa Vaupel as violin soloist; and Symphony #7 in D minor, Op. 70 by Anton Dvorak. Tickets may be purchased at the Theater Box Office the evening of the performance, adults $20, senior citizens $15, and students $10. For more information, contact info@fredericksymphony.org or 301.663.8476.
October 29, Friday, 7:30 p.m. - “Fall Into Romance,” The Choral Arts Society of Frederick
Join the Choral Arts Society of Frederick and special alumni guests for an evening of classic songs of love and romance including Mendelssohn’s Psalm 115, Brahms’s Liebeslieder Waltzes, selections from Bernstein’s Candide and more. Add a touch of classic DoWop, and the evening will be a joy for audiences of all ages. Tickets may be purchased at the Theater Box Office the evening of the performance or in advance at casof.org, adults $12, students and senior citizens $10; group rates available. For more information, call 240.994.3198.
October 30, Saturday, 7:30 p.m. - Mallet Day Concert
The FCC Percussion Ensemble and Director Greg Herron, joined by professional percussionists demonstrating their skills on marimba, xylophone, and vibes, will offer demonstrations, master classes and clinics, culminating with the evening concert. A highlight of the concert will be a performance of “Danse Macabre.” The price is $10 for all day events and the concert, or $10 for the concert only. For information about the day’s events and schedule, call 443.621.8694.
November 6, Saturday, 5-7 p.m. - Opening reception for “A Retrospective: In Honor of Peter Whitting”
The exhibit of drawings and paintings by former FCC art faculty member Peter Whitting will be displayed November 6-December 1 in the Mary Condon Hodgson Gallery. For information, call 301.846.2513.
November 6, Saturday, 7:30 p.m. - “An Art-Full Evening,” FCC Music Faculty Concert
FCC’s music and art faculty join together for a dazzling Saturday evening of entertainment, opening at 5 p.m. with the Peter Whitting art exhibit reception in the Mary Condon Hodgson Art Gallery, followed at 7:30 p.m., in the Jack B. Kussmaul Theater, with FCC faculty artists John Wickelgren, Alice Lee, Lynn Staininger, Suk-Yi Hyun and Patricia Franz, all performing on the magnificent Bösendorfer concert grand piano. Free admission; for information, call 301.846.2566.
November 18, Thursday, 7:30 p.m. - “An American Tale,” FCC Flute Choir
FCC’s Flute Choir and selected soloists perform music celebrating their favorite authors from the American scene. Director Jennifer Rundlett conducts. Free admission; for more information, call 301.846.2566.
December 2, Thursday, 7:30 p.m. - “All That Jazz!” FCC Jazz Ensemble
Howard Burns and FCC’s Jazz Ensemble present their annual fall concert of big band favorites, featuring popular vocalist Shelley Dorsey and master drummer Greg Holloway. Tickets may be purchased at the Theater Box Office the evening of the performance, adults $12, students and senior citizens $10. Free to FCC students and staff with ID. For more information, call 301.846.2566.
December 3, Friday, 7:30 p.m. - “Solstice Serenade,” FCC Wind Ensemble
The FCC Wind Ensemble presents traditional concert band repertoire and soloist Susan Ward on the clarinet. Aaron Lovely directs; free admission. For information, call 301.846.2566.
December 4, Saturday, 8 p.m. - “The Spires at Christmas,” The Spires Brass Band
The Spires Brass Band will present a concert of traditional Christmas music featuring vocalist Holly Bingham of the U.S. Army Band. Tickets may be purchased only at the Theater Box Office the evening of the performance, adults $12, students and senior citizens $10. For information, contact jgslezak2@msn.com or call 301.662.8320.
December 6, Monday, 11:30 a.m.-12:30 p.m. - Opening reception for The FCC Student Juried Show, Fall 2010
The FCC Visual Arts Department presents the best of students’ art work from Fall Semester 2010. First and second place awards and honorable mentions in each category will be announced at the opening, as well as the award for best in show. The exhibit will be displayed from December 6-January 5, 2011.
December 7, Tuesday, 7:30 p.m. - “From Beethoven to the Beatles,” FCC String Ensemble
Under the direction of FCC double bass instructor Lynn Fleming, FCC’s String Ensemble will perform its fall concert, featuring chamber music by the big B’s and other notables. Free admission; for information, call 301.846.2566.
December 10, Friday, 7:30 p.m. and December 11, Saturday, 3 p.m. - “A December to Remember”
The Choral Arts Society of Frederick presents an evening of holiday classics from years gone by with some new and exciting songs sure to become favorites in years to come. Tickets may be purchased at the Theater Box Office the evening of the performance or in advance at casof.org, adults $12, students and senior citizens $10; group rates available. For more information, call 240.994.3198.
December 11, Saturday, 7:30 p.m. - FCC Percussion Ensemble
The FCC Percussion Ensemble will present an exciting evening of classical, jazz, popular, and world percussion music. Fun for the whole family! Free admission; open to the public. For more information, call 301.846.2566 or 443.621.8694.
December 17, Friday, 8 p.m. and December 18, Saturday, 3 p.m. - “Holiday Pops: Of Mystery and Wonder”
The Frederick Symphony Orchestra, conducted by Dr. Elisa Koehler, will present a very different holiday program with classical and contemporary holiday favorites, FSO’s popular Holiday Pops Sing-Along and performances by the FSO brass. Tickets may be purchased at the Theater Box Office the evening of the performance, adults $20, senior citizens $15, and students $10. For more information, contact info@fredericksymphony.org or 301.663.8476.
Saving Insurance Premiums Starts at Powers!
August 24, 2010
Rodney Powers, Jacqueline Sanders & “Cooper”
Powers Insurance Agency, LLC 3rd Year Anniversary
Rodney Powers started Powers Insurance Agency in October 2006 while living in Middletown. Rodney had worked for a couple of different companies in Washington County and decided to open his own agency in Emmitsburg, July 2007. Rodney relocated his agency to Thurmont in August 2008 at 204 East Main Street and has a new, inviting office space located in Thurmont. The new location is The Professional Center, 60 Water Street. At Powers you will not just find one company represented, but many reputable companies such as Erie, The Hartford, Safeco, Progressive, and Travelers in order to compete for lower rates for all his customers.
Rodney not only works in Thurmont but he lives here and is actively involved in coaching girl’s softball for Catoctin Recreation. He is a new member of the Economic Development Committee and wants to be involved in the local community. He is an active member of his church and believes that his faith guides his business decisions and the way he treats his customers. A US Navy veteran, Rodney was stationed at Camp David from 87-89 serving during the Gulf War. Rodney moved back to Maryland after he left the Navy in 1992.
The agency hired its first employee in May 2008. Jacqueline Sanders, born and raised in Emmitsburg, so she is as local as it gets! Jacqueline Sanders came to the agency with 2 years personal lines experience. She currently serves as the personal lines account manager and is familiar with all our carriers while finding the best company to fit your needs and budget as well. Powers Insurance Agency’s goal is to provide Superior Customer Service to everyone that walks in the door.
Rodney states “Since we have been in Thurmont we have saved people in our community close to $100,000. Everyone who walks through our front door is treated like a person, not a number. We provide insurance coverage’s for Auto, Home, Life, Business and Health. We do our best to help our customers save money while providing the coverage needed. If you visit us you will find we do a comprehensive comparison between the companies to ensure you are getting the best coverage for a competitive price.”
Rodney also stated, “Everyone should shop their insurance at this time, because rates have changed over the past couple of years and you may be paying too much or may be over or under insured. You owe it to yourself to at least consider it. Our agency offers free quote comparisons, so there is no obligation to purchase from us. We hear from people whom have been with their company (whoever that company is) for “x” amount of years and why change. Well the answer is very simple and easy. If you have been with a company for 20 years and the policy goes up 5% a year your insurance premium has doubled. Why continue to pay more money for the same amount of coverage? So, why continue to pay those prices?”
Take a minute and allow Powers Insurance Agency to provide you with a free quote; you have nothing to lose and everything to gain! Stop by Powers for an insurance quote or just to say hello.
Rodney & Jackie look forward to serving you! Start saving today and get your free quotes 301.271.3888
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August 24, 2010
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Samuel N. Asare, MBA, CRPC, CMFC, CTP, CBMLeadership in Fiscal Responsibility by Frederick County Commissioner President Jan Gardner
August 23, 2010
Jan H. Gardner
President, Board of County Commissioners
Leadership in Fiscal Responsibility
August 21, 2010
The election process for County Commissioner has focused on the county budget. For good or bad, much of the political rhetoric has little relation to reality. I feel compelled to provide some facts.
Frederick County’s operating budget for FY’11 is balanced, fiscally responsible, and provides essential services for the citizens of our community. The budget is smaller. In fact, the county budget has declined by 9.25% over the past two years reflecting the largest reduction in spending in the history of the County. The County Commissioners have dramatically cut spending, lived within our means, while at the same time providing essential services and improving the county’s bond rating.
Unlike the federal government, the county must have a balanced budget and cannot operate with a deficit, go into debt to fund ongoing operations or print money. The County Commissioners spent hundreds of hours making careful choices and difficult choices to responsibly balance the budget.
The purpose of the budget is to provide services. Frederick County is blessed with an exceptional quality of life. We have excellent public schools, a safe community, well maintained county roads and bridges, superb parks, and a library system enjoyed by 100,000 residents every month. The budget provides for education, public safety, roads and bridges, parks, libraries and a variety of other services. The budget reflects the priorities and values of the community.
Approximately 75% of the county budget is dedicated to public education and public safety including law enforcement, central booking, 911, fire and EMS, and the detention center. These are essential services that are fundamental to our high quality of life and our ongoing prosperity.
Education ensures a future generation of workers, productive citizens, and a prosperous community. Education is fundamentally important to the economic viability of the county. A well-qualified, well-educated workforce is the most important economic development tool county government has to attract new businesses and retain existing businesses.
When a citizen needs help, county government is ready to respond with law enforcement, fire, rescue, or another emergency response. These public safety services are a clear example of government services that work well each and every day to meet the needs of our community. One of the fundamental responsibilities of local government is to assure the safety of its citizens and the county budget ensures these services exist.
Every area of county government has been carefully reviewed and budgets reduced to avoid raising taxes in difficult economic times. Some of the outcomes of these budget reductions are apparent to citizens such as the increase in tuition at Frederick Community College, the reduction in library hours, reductions in staffing in school health, but many more are not so apparent such as the reduction in expenditures on road maintenance, summer programs in Head Start, and staffing reductions in virtually every agency.
The county workforce has been reduced by 8% and county employees have stepped to the plate to pick up the slack to ensure public services. County employees have not received any raises or salary improvements for the past two years. The County Commissioners are extremely grateful to our employees for their continued dedication, hard work and service to the community.
It is unfortunate that some candidates and pundits are suggesting that county spending has not been cut, that federal funds have been used to balance the budget when this is simply not true, and that an unmanageable deficit has been left for the future when in reality the difficult budget choices made to date have been fiscally responsible, ensure the delivery of essential services, and protect the long term prosperity of Frederick County. I urge voters to be cautious about the candidates who pretend to be fiscal budget hawks but have proposed no specific cuts and to beware of those who want to harm our exceptional educational system, risk public safety by irresponsibly proposing to lay off dozens of firefighters and EMTs, and cause harm to our quality of life and long-term prosperity.
My thanks to Commissioners Hagen and Gray and County Division Directors for their leadership and hard work in spending hundreds of hours fine tuning the budget for the benefit of the citizens of Frederick County. The County has been in good hands and I have faith that voters will recognize the difference between hard work and leadership and political bluster.
Powers Insurance Agency, LLC - Happy 3rd Year Anniversary!
August 23, 2010
Rodey Powers, Jacqueline Sanders & “Cooper”
Rodney Powers started Powers Insurance Agency in October 2006 while living in Middletown. Rodney had worked for a couple of different companies in Washington County and decided to open his own agency in Emmitsburg, July 2007. Rodney relocated his agency to Thurmont in August 2008 at 204 East Main Street and has a new, inviting office space located in Thurmont. The new location is The Professional Center, 60 Water Street. At Powers you will not just find one company represented, but many reputable companies such as Erie, The Hartford, Safeco, Progressive, and Travelers in order to compete for lower rates for all his customers.
Rodney not only works in Thurmont but he lives here and is actively involved in coaching girl’s softball for Catoctin Recreation. He is a new member of the Economic Development Committee and wants to be involved in the local community. He is an active member of his church and believes that his faith guides his business decisions and the way he treats his customers. A US Navy veteran, Rodney was stationed at Camp David from 87-89 serving during the Gulf War. Rodney moved back to Maryland after he left the Navy in 1992.
The agency hired its first employee in May 2008. Jacqueline Sanders, born and raised in Emmitsburg, so she is as local as it gets! Jacqueline Sanders came to the agency with 2 years personal lines experience. She currently serves as the personal lines account manager and is familiar with all our carriers while finding the best company to fit your needs and budget as well. Powers Insurance Agency’s goal is to provide Superior Customer Service to everyone that walks in the door.
Rodney states “Since we have been in Thurmont we have saved people in our community close to $100,000. Everyone who walks through our front door is treated like a person, not a number. We provide insurance coverage’s for Auto, Home, Life, Business and Health. We do our best to help our customers save money while providing the coverage needed. If you visit us you will find we do a comprehensive comparison between the companies to ensure you are getting the best coverage for a competitive price.”
Rodney also stated, “Everyone should shop their insurance at this time, because rates have changed over the past couple of years and you may be paying too much or may be over or under insured. You owe it to yourself to at least consider it. Our agency offers free quote comparisons, so there is no obligation to purchase from us. We hear from people whom have been with their company (whoever that company is) for “x” amount of years and why change. Well the answer is very simple and easy. If you have been with a company for 20 years and the policy goes up 5% a year your insurance premium has doubled. Why continue to pay more money for the same amount of coverage? So, why continue to pay those prices?”
Take a minute and allow Powers Insurance Agency to provide you with a free quote; you have nothing to lose and everything to gain! Stop by Powers for an insurance quote or just to say hello.
Rodney & Jackie look forward to serving you! Start saving today and get your free quotes 301.271.3888
Anderson Faces Additional Charges
August 20, 2010
August 20, 2010
On August 19, 2010 additional charges were filed against Nicholas David Anderson, age 23, of Thurmont. He was charged with the burglary of a home on Redhaven Ct. in Thurmont, which was reported to have occurred on August 3, 2010. The investigation indicated that Anderson entered the home through an unsecured garage and stole the victim’s purse. This purse was later recovered by Thurmont officers after obtaining permission to search an adjacent building of Anderson’s residence. Anderson was charged with: Burglary-First Degree, Burglary-Fourth Degree, and Theft:Less $1,000. Anderson is currently being held at the FCADC. Investigations are continuing into the other Thefts from Vehicles and Burglaries.
Media release was prepared by:
Lt. P. Allen Droneburg
Deputy Chief of Police
Thurmont Police Department
Arrest Made in Thefts From Vehicles
August 18, 2010
August 18, 2010: On August 12, 2010 Nicholas David Anderson, age 23, of Thurmont, was arrested and charged with four (4) counts of Theft Less Than $1,000 Value. This arrest stemmed from continued investigations into the numerous Thefts From Vehicles which have been reported during the past four (4) months in the Thurmont area. Anderson was charged with stealing a purse, a wallet, and an IPOD from vehicles parked at 275 Westview Drive and 305 Westview Drive on August 7, 2010. Anderson is currently being held at the FCADC under a $15,000 bond. Investigations are continuing into the other Thefts From Vehicles and Burglaries.
Media release was prepared by:
Lt. P. Allen Droneburg
Deputy Chief of Police
Thurmont Police Department
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